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Need a Start-Up Loan? Get funds in 24 hours

We help over 50,000 businesses start up each year. As the UK’s No. 1 Direct Lender for Start Ups, nobody helps start ups like we do, so stop the search, you’ve found us!

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Over the past 20 years, our team have approved over £3 billion of start up loans and here are some reasons why start ups absolutely love us ❤️

Loans of £6k – £10m
Over 50,000 clients per year
Fixed monthly payments
Early settlement discounts
4 hour decision
Secured finance
All credit scores
Dedicated contact
Funds within 24 hours
Competitive rates
We’re a direct lender
No affect to credit score

We pride ourselves on our high levels of extremely positive feedback ⭐⭐⭐⭐⭐

Averaging 4.9 out of 5 on the three largest* online review platforms, we have received over 4,500 positive and unique reviews from our customers.

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The most transparent company I have ever dealt with, available all the time to clarify all the steps and that the funding was available to my start up in a timely fashion.

M. Frank

We had the most pleasant experience with getting funding for our business, being a small start up business it makes getting funding that bit harder, but Ben was most helpful throughout the entire process.

Jay Louise

Was super fast and incredibly understanding of a start up small business and the need to build but also the stressful process of putting your passion’s into practice.

Claire Ives

Our process is smooth, fast and tax-efficient

We offer fast business finance on loan agreements that can be tax efficient. Your application will have a same day decision and we will try everything to approve your finance.

Our free quotes are available to any business in England or Wales. The application process is simple and completed online in 30 seconds. Before applying, you can even check your eligibility.

We understand opportunities may present themselves and you need to act fast. Our modern thinking approach guarantees that once approved you can receive your finance as soon as you are ready.

Please speak to an account manager today or apply online. – We are open 7 days a week.

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Stop the search, you’ve found us

We have a specialist department solely providing new start up businesses with: Start Up Funding or loans to purchase a business, start-up capital and general cash flow finance. Our huge experience means that no matter how unusual your requirements are, we already understand how to help.

You have the flexibility to settle the finance agreements early and there are no additional penalties for doing so. You simply add together all of the contractual payments that would have fallen due on the agreement and apply a discount of 10% off future interest due and this will form the settlement figure.

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Simple process

Once your business has been accepted by us for funding you and any guarantors will be sent a URL link which will enable each of you to read a document outlining our Business Process and so that you can fully understand what we will do and what you should expect to happen very quickly and before you or any guarantors are asked to sign any documents or make any other commitment.

All officers of the applicant limited company will be required to provide their personal guarantees to support the finance agreement. If your business is not currently incorporated as a limited company you will need to register it as a limited company before we are able to offer it any finance.

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Business agreements only

Also, any relatives or others who are willing to provide their personal guarantees will have to be a Director, shareholder or confirm they are connected to the business and will have a benefit of us providing the loan.

The proposed finance agreement together with any personal guarantees and charges to be provided will be emailed and posted by us to the relevant individuals in advance of the appointment which will be arranged for our representative to visit in order to get them signed by those individuals.

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Dedicated account manager support

It is important that the applicant and any others who are giving personal guarantees, or property charges read the documents emailed and posted to them immediately when they arrive. If there are any questions or there is anything you or any guarantor does not understand then he/she should telephone our Account Manager without delay and before our representative is due to visit and have those documents signed, as the representative who attends with the documents for you to sign has no authority to deal with any queries or give any advice or representations on our behalf save that he will provide some relevant information from a pre-prepared script and which all parties signing documents will be asked to sign acknowledging that they have been given and have understood this information.

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Have a question about New Start Finance?

We’re always happy to help, please visit our FAQs page or call us to speak to an expert.

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Our process explained

  • We are a direct lender

    Direct lenders can customise and make exceptions to their own guidelines, meaning there’s easier and faster communication with no one in the middle.

  • We are rated excellent on TrustPilot

    Our clients have deemed us trustworthy and reliable and rated their personal experiences online.

  • We offer business loans in 24 hours

    We help thousands of businesses every week and no one else approves as many as we do.

Key features

We suggest you read and understand all the terms and conditions before you proceed, so that you understand your liability and the potential charges due. If there is anything you do not understand, or you would like to know more about, please just ask us.

We recommend all individuals giving a personal guarantee, charge against their property and finance agreement should take independent legal advice before signing.

Once an agreement has been signed there is no cooling off period.

Your home and/or that of any guarantor may be repossessed if your business does not keep up repayments on the finance agreement secured by a charge on it.

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Need a Start-Up Loan? Get funds in 24 hours

We help over 50,000 businesses start up each year. As the UK’s No. 1 Direct Lender for Start Ups, nobody helps start ups like we do, so stop the search, you’ve found us!

Apply For a Loan Check Eligibility