Our process is smooth, fast and tax-efficient

We offer fast business finance on tax-efficient loans and asset finance agreements. Your application will have a same day decision and we will try everything to approve your finance.

We do not offer regulated consumer finance agreements of any kind. We can only deal with businesses for secured finance. Unsecured options are available to listed companies.

Our free quotes are available to any business in England or Wales. The application process is simple and completed online in minutes. Before applying, you can even check your eligibility.

Please speak to an account manager today or apply online. – We are open 7 days a week.

Stop the search, you’ve found us

We have a specialist department solely providing new start up businesses with: Start Up Funding or loans to purchase a business, start-up capital and general cash flow finance. Our huge experience means that no matter how unusual your requirements are, we already understand how to help.

You have the flexibility to settle the finance agreements early and there are no additional penalties for doing so. You simply add together all of the contractual payments that would have fallen due on the agreement and apply a discount of 10% off future interest due and this will form the settlement figure.

Simple process

Once your business has been accepted by us for funding you and any guarantors will be sent a URL link which will enable each of you to read a document outlining our Business Process and so that you can fully understand what we will do and what you should expect to happen very quickly and before you or any guarantors are asked to sign any documents or make any other commitment.

All officers of the applicant limited company will be required to provide their personal guarantees to support the finance agreement. If your business is not currently incorporated as a limited company you will need to register it as a limited company before we are able to offer it any finance.

Business agreements only

Also, any relatives or others who are willing to provide their personal guarantees will have to be a Director, Company Secretary, shareholder or prove they have an interest in the company so that we can be sure they are supporting and actively involved and therefore have a benefit and incentive to provide a guarantee.

The proposed finance agreement together with any personal guarantees and charges to be provided will be posted by us to the relevant individuals in advance of the appointment which will be arranged for our representative to visit in order to get them signed by those individuals.

Dedicated account manager support

It is important that the applicant and any others who are giving personal guarantees, or property charges read the documents posted to them immediately when they arrive. If there are any questions or there is anything you or any guarantor does not understand then he/she should telephone our Account Manager without delay and before our representative is due to visit and have those documents signed, as the representative who attends with the documents for you to sign has no authority to deal with any queries or give any advice or representations on our behalf save that he will provide some relevant information from a pre-prepared script and which all parties signing documents will be asked to sign acknowledging that they have been given and have understood this information.